ДМС / VHI

Voluntary Health Insurance — an investment in your employees' health

Give your employees access to high-quality medical care at AKFA Medline — an internationally accredited, JCI-certified clinic.

What is Voluntary Health Insurance?

VHI is an insurance product that allows an employer to provide employees with an extended package of medical services beyond mandatory insurance.

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What's included

Specialist consultations, diagnostics, laboratory tests, inpatient treatment, dentistry, and physiotherapy.

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How it works

The employer signs a contract with an insurance company. The employee receives a policy and uses clinic services without paying on the spot.

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Who it's for

Companies of any size — from small businesses to large corporations. Programs are flexibly tailored to your needs.

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Duration

Typically, the policy is issued for 1 year with the option to renew and adjust the list of insured persons.

Why does your company need this?

VHI is not just a benefit for employees — it's a strategic investment in the efficiency of your business.

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Fewer sick days

Employees receive fast, quality medical care, reducing the duration of illnesses and loss of working time.

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Staff loyalty

VHI is one of the key factors in retaining employees. Caring for their health strengthens trust in the employer.

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Attracting talent

Having VHI makes your company more attractive when hiring qualified specialists.

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Tax benefits

VHI expenses may reduce the taxable base in accordance with the legislation of Uzbekistan.

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Corporate culture

Care for employee health creates a positive team climate and increases overall productivity.

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Flexible programs

You choose the composition of services and level of coverage — from a basic to an extended VIP package.

Why Akfa Medline?

We offer insurance companies and corporate clients a unique level of medical care.

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JCI Accreditation

The only clinic in Uzbekistan with international Joint Commission International accreditation — a guarantee of world-class standards.

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147+ doctors

A team of highly qualified specialists with international experience across all medical fields.

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600+ services

Full spectrum: diagnostics, surgery, dentistry, physiotherapy, inpatient care and more — all under one roof.

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24/7 availability

Round-the-clock medical care ensures your employees can get help at any time.

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Transparent reporting

We provide insurance companies with full reports on the use of insurance coverage.

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Personal coordinator

Every corporate partner gets a dedicated manager to handle all questions.

Connect VHI for your company

Submit an application — our manager will contact you, explain the terms, and help you choose the best program.

Application

Submit an application via the form or call us. We will contact you within one business day.

Program selection

Our manager conducts a consultation and helps choose an insurance package that meets your company's needs and budget.

Contract signing

We sign a contract with the insurance company. Employees receive policies and can use the clinic's services.

Our partners

We work with leading insurance companies in Uzbekistan and offer services under more than 20 insurance programs.

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АССОЦИАЦИЯ СПОРТИВНОЙ БОРЬБЫ УЗБЕКИСТАНА

What to do when an insurance case occurs?

Follow these simple steps — you won't need to pay at the clinic. The insurance company will pay for your treatment directly.

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Call your insurance company

When an insurance case occurs, first contact your insurance company at the number indicated on your policy.

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Make an appointment

The insurance company coordinator will book an appointment for you with the right specialist at AKFA Medline.

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Get an examination and tests

The doctor will conduct a consultation and order any necessary tests and diagnostic studies.

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Receive treatment

If necessary, the doctor will prescribe treatment. All services covered by your insurance will be paid by your insurance company.

💳 You don't need to pay at the clinic's checkout — the insurance company settles directly with the clinic.

Become an insurance partner of Akfa Medline

We are open to cooperation with insurance companies that value quality and reliability.

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Direct contracts

We work under direct contracts — without intermediaries or unnecessary bureaucracy.

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Large patient base

More than 200,000 patients receive treatment at our clinic annually.

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Reporting and transparency

We provide detailed reports for each insured person and all services rendered.

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Wide range of services

600+ medical services allow for creating diverse insurance products.

Our manager will contact you within one business day